PrivateBanks - Revision history

Ancastal at 17:39, 5 May 2024

2024-05-05T17:39:43Z

← Older revision		Revision as of 13:39, 5 May 2024
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	\|/pbank invite <username>		\|/pbank invite <username>
	\|Lets you invite a player to open a deposit account within your bank		\|Lets you invite a player to open a deposit account within your bank
			\|-
			\|/pbank interest <flat_amount>
			\|Lets you set an interest fee to be paid daily to your deposit accounts
	\|-		\|-
	\|/pbank balance		\|/pbank balance

Ancastal at 17:38, 5 May 2024

2024-05-05T17:38:57Z

@@ Line 11: / Line 11: @@
 Please, make sure you communicate your bank's terms of service, before inviting players to create a deposit account.
 == Commands ==
@@ Line 57: / Line 76: @@
 |Accepts a pending loan offer
 |}

Ancastal at 17:37, 5 May 2024

2024-05-05T17:37:37Z

← Older revision		Revision as of 13:37, 5 May 2024
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	== Commands ==		== Commands ==

	~~====~~ Once you have access to your bank, you will able to use the following commands: ~~====~~		Once you have access to your bank, you will able to use the following commands:
	{\| class="wikitable"		{\| class="wikitable"
	!'''Commands'''		!'''Commands'''
Line 34:		Line 34:
	\|}		\|}

	~~=====~~ Your customers, having a deposit account in your bank, will be able to use the following commands: ~~=====~~		Your customers, having a deposit account in your bank, will be able to use the following commands:
	{\| class="wikitable"		{\| class="wikitable"
	!Commands		!Commands

Ancastal at 17:32, 5 May 2024

2024-05-05T17:32:46Z

← Older revision		Revision as of 13:32, 5 May 2024
Line 5:		Line 5:
	* A Personal Bank needs to be created by the Economy Minister, upon successful registration of your bank company.		* A Personal Bank needs to be created by the Economy Minister, upon successful registration of your bank company.
	* Once you have a bank, you can invite players to open a deposit account in your bank, pay them daily interests or offer them loans.		* Once you have a bank, you can invite players to open a deposit account in your bank, pay them daily interests or offer them loans.
	* ~~'''~~Bank owners~~'''~~ are able, at any given time, to manage the balance deposited by their customers.		* Bank owners are able, at any given time, to manage the balance deposited by their customers.
	* Similarly, customers, at any time, are able to manage the wealth they have deposited within their deposit account.		* Similarly, customers, at any time, are able to manage the wealth they have deposited within their deposit account.
	* Your customers are also able to delete their accounts, as long as their account balance is zero and they do not have an active loan.		* Your customers are also able to delete their accounts, as long as their account balance is zero and they do not have an active loan.

Ancastal at 17:32, 5 May 2024

2024-05-05T17:32:36Z

← Older revision		Revision as of 13:32, 5 May 2024
Line 1:		Line 1:
	PrivateBanks is the plugin that allows you to create and manage virtual banks and accounts within the game, making the economy system more engaging and complex. PrivateBanks features the ability to automatically manage interest payments to your bank's customers and to provide loans, at the interest rate you choose, to be repaid on your configurable deadline date.		PrivateBanks is the plugin that allows you to create and manage virtual banks and accounts within the game, making the economy system more engaging and complex. PrivateBanks features the ability to automatically manage interest payments to your bank's customers and to provide loans, at the interest rate you choose, to be repaid on your configurable deadline date.

	A Personal Bank needs to be created by the Economy Minister, upon successful registration of your bank company. Once you have a bank, you can invite players to open a deposit account in your bank, pay them daily interests or offer them loans.		== Description ==

	'''Bank owners''' are able, at any given time, to manage the balance deposited by their customers. Similarly, customers, at any time, are able to manage the wealth they have deposited within their deposit account.		* A Personal Bank needs to be created by the Economy Minister, upon successful registration of your bank company.
			* Once you have a bank, you can invite players to open a deposit account in your bank, pay them daily interests or offer them loans.
			* '''Bank owners''' are able, at any given time, to manage the balance deposited by their customers.
			* Similarly, customers, at any time, are able to manage the wealth they have deposited within their deposit account.
			* Your customers are also able to delete their accounts, as long as their account balance is zero and they do not have an active loan.

	Please, make sure you communicate your bank's terms of service, before inviting players to create a deposit account.		Please, make sure you communicate your bank's terms of service, before inviting players to create a deposit account.

	~~Your customers are also able to delete their accounts, as long as their account balance is zero and they do not have an active loan.~~

	== Commands ==		== Commands ==

Ancastal: /* Commands */

2024-05-05T17:28:40Z

Commands

← Older revision		Revision as of 13:28, 5 May 2024
Line 10:		Line 10:

	== Commands ==		== Commands ==
	~~Once you have access to your bank, you will able to use the following commands:~~

	* /pbank menu -- opens your bank'~~s menu system.~~		==== Once you have access to your bank, you will able to use the following commands: ====
	* /pbank deposit <amount> ~~-- deposits~~ the amount to the bank.		{\| class="wikitable"
	* /pbank withdraw <amount> ~~-- withdraws~~ the amount from the bank.		!'''Commands'''
	* /pbank balance -~~- lets you check your bank's balance.~~		!Description
	* /pbank invite <username> ~~-- lets~~ you invite ~~another~~ player to open a deposit account in your bank.		\|-
			\|/pbank deposit <amount>
			\|Deposits the amount to the bank
			\|-
			\|/pbank withdraw <amount>
			\|Withdraws the amount from the bank
			\|-
			\|/pbank invite <username>
			\|Lets you invite a player to open a deposit account within your bank
			\|-
			\|/pbank balance
			\|Lets you check your bank's balance
			\|-
			\|/pbank menu
			\|Lets you open the bank's menu system
			\|}

			===== Your customers, having a deposit account in your bank, will be able to use the following commands: =====
	Your customers, having a deposit account in your bank, will be able to use the following commands:		{\| class="wikitable"
			!Commands
	* /paccount menu ~~-- opens your~~ account's menu system.		!Description
	* /paccount deposit <amount> ~~-- deposits~~ the amount to your account.		\|-
	* /paccount withdraw <amount> ~~-- withdraws~~ the amount from your account.		\|/paccount menu
	* /paccount balance ~~-- lets~~ you check your account's balance.		\|Lets you open the account's menu system
			\|-
			\|/paccount deposit <amount>
			\|Deposits the amount to your account
			\|-
			\|/paccount withdraw <amount>
			\|Withdraws the amount from your account
			\|-
			\|/paccount balance
			\|Lets you check your account's balance
			\|-
			\|/paccount create
			\|Accepts a pending request to create a deposit account
			\|-
			\|/paccount loan
			\|Accepts a pending loan offer
			\|}

	== Loan Management ==		== Loan Management ==

Ancastal: Created page with "PrivateBanks is the plugin that allows you to create and manage virtual banks and accounts within the game, making the economy system more engaging and complex. PrivateBanks features the ability to automatically manage interest payments to your bank's customers and to provide loans, at the interest rate you choose, to be repaid on your configurable deadline date. A Personal Bank needs to be created by the Economy Minister, upon successful registration of your bank compa..."

2024-05-05T17:22:13Z

Created page with "PrivateBanks is the plugin that allows you to create and manage virtual banks and accounts within the game, making the economy system more engaging and complex. PrivateBanks features the ability to automatically manage interest payments to your bank's customers and to provide loans, at the interest rate you choose, to be repaid on your configurable deadline date. A Personal Bank needs to be created by the Economy Minister, upon successful registration of your bank compa..."

New page

PrivateBanks is the plugin that allows you to create and manage virtual banks and accounts within the game, making the economy system more engaging and complex. PrivateBanks features the ability to automatically manage interest payments to your bank's customers and to provide loans, at the interest rate you choose, to be repaid on your configurable deadline date.

A Personal Bank needs to be created by the Economy Minister, upon successful registration of your bank company. Once you have a bank, you can invite players to open a deposit account in your bank, pay them daily interests or offer them loans.

'''Bank owners''' are able, at any given time, to manage the balance deposited by their customers. Similarly, customers, at any time, are able to manage the wealth they have deposited within their deposit account.

Please, make sure you communicate your bank's terms of service, before inviting players to create a deposit account.

Your customers are also able to delete their accounts, as long as their account balance is zero and they do not have an active loan.

== Commands ==
Once you have access to your bank, you will able to use the following commands:

* /pbank menu -- opens your bank's menu system.
* /pbank deposit <amount> -- deposits the amount to the bank.
* /pbank withdraw <amount> -- withdraws the amount from the bank.
* /pbank balance -- lets you check your bank's balance.
* /pbank invite <username> -- lets you invite another player to open a deposit account in your bank.

Your customers, having a deposit account in your bank, will be able to use the following commands:

* /paccount menu -- opens your account's menu system.
* /paccount deposit <amount> -- deposits the amount to your account.
* /paccount withdraw <amount> -- withdraws the amount from your account.
* /paccount balance -- lets you check your account's balance.

== Loan Management ==
Loans are a key feature of the PrivateBanks plugin, allowing bank owners to extend credit to their customers. Here’s how the loan process works:

- '''Offering a Loan''': Bank owners can offer loans through the bank's menu system. To initiate a loan offer, navigate to the menu and select an active deposit account within your bank. You will then set the terms of the loan, including the interest rate (ranging from 0.1% to 30%) and the repayment period (from 1 to 5 weeks).

- '''Loan Acceptance''': When a loan offer is made, the targeted user will receive a notification asking them to accept or ignore the loan offer. If the user wishes to accept the loan, they can do so by using the command /paccount loan. Upon acceptance, the loan amount will be automatically transferred to the user's account.

- '''Repayment''': The loan must be repaid by the end of the agreed duration. Repayment is automatically handled: the due amount will be deducted from the user's account balance. If the balance is insufficient at the due date, the plugin will continue to automatically deduct partial payments every time the user joins the game, until the full amount is repaid.

This system ensures that bank owners can safely offer loans while providing players with an automated method to manage their debts. Loans can be deleted by the bank owner, through the in-game menu in the "View Loans" page, or by admins.

== Savings Accounts Interests ==
Banks can decide to pay a flat fee of interests to the accounts in their bank, on a daily basis.

The command to set your interest rate is /pbank interest <amount>

The amount you have specified in the command will be paid to all your accounts, once per day.

Your customers will receive an in-game mail upon successful payment and the bank owner will be also notified.