BusinessCraft Wiki - User contributions [en]

Department of Economy

2024-11-20T23:31:36Z

Ancastal: /* Department Ministers */

The Department of Economy, more commonly abbreviated DoE, is responsible for Management of all government-appropriated funds, Government Shops, Monetary Policies, and Tax Policy Enforcement

== History ==
While referenced over time, The DoE was original known as '''Department of Commerce and Education''', which was split on September 1st, 2019, by Koalation into the '''Department of Business Development''' and '''Department of Employment,''' than on February 20th 2020 DoctorThunder7 Issued a Executive order combining the '''Department of Business Development''' and '''Department of Employment''' to create the Department of Economy that we know today.

== List of Department Jobs ==

* [[Analyst]]
* [[Economy Secretary]]

== Department Ministers ==
This list goes off of Department of Economy Only, anything prior related to the department is listed elsewhere.

# iRealistic (February 21st, 2020 - April 3rd, 2020)
# _Info_ (April 3rd, 2020 -
# SirKosmo
# Kailabeann
# SirKosmo
# Derpgaming20_yt
# Matthew100x
# Topte
# UnityMaster
# xLayzur
# Tracefais
# FlyingZebra7
# Ancastal
# Ancastal
# MegaMinerM
# bharatj
# Kikochu
# Poemhunter
# Ancastal
# TokyoSAP
# Lentark_

PrivateBanks

2024-05-05T17:39:43Z

Ancastal:

PrivateBanks is the plugin that allows you to create and manage virtual banks and accounts within the game, making the economy system more engaging and complex. PrivateBanks features the ability to automatically manage interest payments to your bank's customers and to provide loans, at the interest rate you choose, to be repaid on your configurable deadline date.

== Description ==

* A Personal Bank needs to be created by the Economy Minister, upon successful registration of your bank company.
* Once you have a bank, you can invite players to open a deposit account in your bank, pay them daily interests or offer them loans.
* Bank owners are able, at any given time, to manage the balance deposited by their customers.
* Similarly, customers, at any time, are able to manage the wealth they have deposited within their deposit account.
* Your customers are also able to delete their accounts, as long as their account balance is zero and they do not have an active loan.

Please, make sure you communicate your bank's terms of service, before inviting players to create a deposit account.

== Loan Management ==
Loans are a key feature of the PrivateBanks plugin, allowing bank owners to extend credit to their customers. Here’s how the loan process works:

- '''Offering a Loan''': Bank owners can offer loans through the bank's menu system. To initiate a loan offer, navigate to the menu and select an active deposit account within your bank. You will then set the terms of the loan, including the interest rate (ranging from 0.1% to 30%) and the repayment period (from 1 to 5 weeks).

- '''Loan Acceptance''': When a loan offer is made, the targeted user will receive a notification asking them to accept or ignore the loan offer. If the user wishes to accept the loan, they can do so by using the command /paccount loan. Upon acceptance, the loan amount will be automatically transferred to the user's account.

- '''Repayment''': The loan must be repaid by the end of the agreed duration. Repayment is automatically handled: the due amount will be deducted from the user's account balance. If the balance is insufficient at the due date, the plugin will continue to automatically deduct partial payments every time the user joins the game, until the full amount is repaid.

This system ensures that bank owners can safely offer loans while providing players with an automated method to manage their debts. Loans can be deleted by the bank owner, through the in-game menu in the "View Loans" page, or by admins.

== Savings Accounts Interests ==
Banks can decide to pay a flat fee of interests to the accounts in their bank, on a daily basis.

The command to set your interest rate is /pbank interest <amount>

The amount you have specified in the command will be paid to all your accounts, once per day.

Your customers will receive an in-game mail upon successful payment and the bank owner will be also notified.
== Commands ==

Once you have access to your bank, you will able to use the following commands:
{| class="wikitable"
!'''Commands'''
!Description
|-
|/pbank deposit <amount>
|Deposits the amount to the bank
|-
|/pbank withdraw <amount>
|Withdraws the amount from the bank
|-
|/pbank invite <username>
|Lets you invite a player to open a deposit account within your bank
|-
|/pbank interest <flat_amount>
|Lets you set an interest fee to be paid daily to your deposit accounts
|-
|/pbank balance
|Lets you check your bank's balance
|-
|/pbank menu
|Lets you open the bank's menu system
|}

Your customers, having a deposit account in your bank, will be able to use the following commands:
{| class="wikitable"
!Commands
!Description
|-
|/paccount menu
|Lets you open the account's menu system
|-
|/paccount deposit <amount>
|Deposits the amount to your account
|-
|/paccount withdraw <amount>
|Withdraws the amount from your account
|-
|/paccount balance
|Lets you check your account's balance
|-
|/paccount create
|Accepts a pending request to create a deposit account
|-
|/paccount loan
|Accepts a pending loan offer
|}

PrivateBanks

2024-05-05T17:38:57Z

Ancastal:

PrivateBanks is the plugin that allows you to create and manage virtual banks and accounts within the game, making the economy system more engaging and complex. PrivateBanks features the ability to automatically manage interest payments to your bank's customers and to provide loans, at the interest rate you choose, to be repaid on your configurable deadline date.

== Description ==

* A Personal Bank needs to be created by the Economy Minister, upon successful registration of your bank company.
* Once you have a bank, you can invite players to open a deposit account in your bank, pay them daily interests or offer them loans.
* Bank owners are able, at any given time, to manage the balance deposited by their customers.
* Similarly, customers, at any time, are able to manage the wealth they have deposited within their deposit account.
* Your customers are also able to delete their accounts, as long as their account balance is zero and they do not have an active loan.

Please, make sure you communicate your bank's terms of service, before inviting players to create a deposit account.

== Loan Management ==
Loans are a key feature of the PrivateBanks plugin, allowing bank owners to extend credit to their customers. Here’s how the loan process works:

- '''Offering a Loan''': Bank owners can offer loans through the bank's menu system. To initiate a loan offer, navigate to the menu and select an active deposit account within your bank. You will then set the terms of the loan, including the interest rate (ranging from 0.1% to 30%) and the repayment period (from 1 to 5 weeks).

- '''Loan Acceptance''': When a loan offer is made, the targeted user will receive a notification asking them to accept or ignore the loan offer. If the user wishes to accept the loan, they can do so by using the command /paccount loan. Upon acceptance, the loan amount will be automatically transferred to the user's account.

- '''Repayment''': The loan must be repaid by the end of the agreed duration. Repayment is automatically handled: the due amount will be deducted from the user's account balance. If the balance is insufficient at the due date, the plugin will continue to automatically deduct partial payments every time the user joins the game, until the full amount is repaid.

This system ensures that bank owners can safely offer loans while providing players with an automated method to manage their debts. Loans can be deleted by the bank owner, through the in-game menu in the "View Loans" page, or by admins.

== Savings Accounts Interests ==
Banks can decide to pay a flat fee of interests to the accounts in their bank, on a daily basis.

The command to set your interest rate is /pbank interest <amount>

The amount you have specified in the command will be paid to all your accounts, once per day.

Your customers will receive an in-game mail upon successful payment and the bank owner will be also notified.
== Commands ==

Once you have access to your bank, you will able to use the following commands:
{| class="wikitable"
!'''Commands'''
!Description
|-
|/pbank deposit <amount>
|Deposits the amount to the bank
|-
|/pbank withdraw <amount>
|Withdraws the amount from the bank
|-
|/pbank invite <username>
|Lets you invite a player to open a deposit account within your bank
|-
|/pbank balance
|Lets you check your bank's balance
|-
|/pbank menu
|Lets you open the bank's menu system
|}

Your customers, having a deposit account in your bank, will be able to use the following commands:
{| class="wikitable"
!Commands
!Description
|-
|/paccount menu
|Lets you open the account's menu system
|-
|/paccount deposit <amount>
|Deposits the amount to your account
|-
|/paccount withdraw <amount>
|Withdraws the amount from your account
|-
|/paccount balance
|Lets you check your account's balance
|-
|/paccount create
|Accepts a pending request to create a deposit account
|-
|/paccount loan
|Accepts a pending loan offer
|}

Commonly used commands

2024-05-05T17:38:02Z

Ancastal:

== Area Shop Region Commands ==
{| class="wikitable"
|+
!Command (do not include [] while using in game)
!Use
|-
|/as addfriend [username] [regioname]
|Gives permission to another player to break/add blocks to your region
|-
|/as delfriend [username] [regioname]
|Removes permission from another player to break/add blocks on your region
|-
|/as me
|Shows what regions you currently own/rent/ or are added to
|-
|/as info region
|Shows information on the region you are currently standing on
|-
|/as info region [regionname]
|Shows information on the region specified
|-
|/as buy
|Buys the region you are currently standing on
|-
|/as buy [regionname]
|Buys region specified
|-
|/as sell
|Sells the region you are currently standing on back to BC gov
|-
|/as sell [regionname]
|Sells the region specified back to BC gov
|-
|/as rent
|Rents region or adds time to rent region you are standing on
|-
|/as rent [regionname]
|Rents region or adds time to rented region specified
|-
|/as unrent
|Unrents region you are standing on and refunds 90% of the value of the remaining time of rent from landlord
|-
|/as unrent [regionname]
|Unrents region specified and refunds 90% of the value of the remaining time of rent from landlord
|-
|/as resell [price]
|Puts the region you are standing on up for sale for a specified price
|-
|/as resell [price] [regionname]
|Puts the region you specified up for sale for a specified price
|-
|/as stopresell
|Stops region you are standing on from being up for sale
|-
|/as stopresell [regionname]
|Stops region specified from being up for sale
|-
|/as info forsale
|Lists regions currently up for sale (note: regions that begin with a player name are found in the wild)
|}

== Economic Commands ==
{| class="wikitable"
|+
!Command (do not include [ ] while using in game)
!Use
!Aliases
|-
|/balance
|Checks your current balance in [[Kruna|Krunas]]
|/bal, /money
|-
|/balancetop [page]
|Displays the wealthiest players on the server
|/baltop
|-
|/pay [player] [amount]
|Pays the player that amount of money
|
|-
|/find [item]
|Locates chest shops with the item you are looking for
|
|-
|/offlinepay [player]
|Pays a player if they are offline
|
|-
|
|
|
|}

== Chest Commands ==
{| class="wikitable"
|+
!Command (do not include [ ] when using in game)
!Use
!Aliases
|-
|/lock
|Locks chests, furnaces, hoppers, and other accessible blocks
|/bolt lock
|-
|/unlock
|Unlocks a chest or accessible block you own
|/bolt unlock
|-
|/bolt edit [add/remove] [player]
|Edits protection or adds/removes players
|
|-
|/chestsearch [item]
|Displays the coordinates of any chest you own that contains the specified item
|
|}
== Inventory & Crafting Commands ==
{| class="wikitable"
|+
!Command (do not include [ ] while using in game)
!Use
!Aliases
|-
|/disposal
|Opens a disposal menu that allows you to '''permanently''' dispose of any item in your inventory
|
|-
|/recipe [item]
|Shows a crafting recipe for the specified item
|
|-
|}
== Reward Commands ==
{| class="wikitable"
|+
!Command (do not include [ ] while using in game)
!Use
!Aliases
|-
|/rewards
|Allows you to claim your daily reward
|/rws, /reward
|-
|/crate preview [crate]
|Shows a preview of items available in the specified crate
|
|-
|/crate claim
|Allows you to claim crates that couldn't have been added to your inventory before
|
|-
|}
== Fishing Commands ==
{| class="wikitable"
|+
!Command (do not include [ ] while using in game)
!Use
!Aliases
|-
|/emf toggle
|Switches between catching the custom and the regular fish
|
|-
|/emf top
|Displays the top score of the Fishing Contest that you are a part of
|
|-
|}

== Bank Commands ==

Once you have access to a bank, you will able to use the following commands:
{| class="wikitable"
!'''Commands'''
!Description
|-
|/pbank deposit <amount>
|Deposits the amount to the bank
|-
|/pbank withdraw <amount>
|Withdraws the amount from the bank
|-
|/pbank invite <username>
|Lets you invite a player to open a deposit account within your bank
|-
|/pbank balance
|Lets you check your bank's balance
|-
|/pbank menu
|Lets you open the bank's menu system
|}

Players, owning a deposit account within a bank, will be able to use the following commands:
{| class="wikitable"
!Commands
!Description
|-
|/paccount menu
|Lets you open the account's menu system
|-
|/paccount deposit <amount>
|Deposits the amount to your account
|-
|/paccount withdraw <amount>
|Withdraws the amount from your account
|-
|/paccount balance
|Lets you check your account's balance
|-
|/paccount create
|Accepts a pending request to create a deposit account
|-
|/paccount loan
|Accepts a pending loan offer
|}
[[Category:Guides]]

PrivateBanks

2024-05-05T17:37:37Z

Ancastal:

PrivateBanks is the plugin that allows you to create and manage virtual banks and accounts within the game, making the economy system more engaging and complex. PrivateBanks features the ability to automatically manage interest payments to your bank's customers and to provide loans, at the interest rate you choose, to be repaid on your configurable deadline date.

== Description ==

* A Personal Bank needs to be created by the Economy Minister, upon successful registration of your bank company.
* Once you have a bank, you can invite players to open a deposit account in your bank, pay them daily interests or offer them loans.
* Bank owners are able, at any given time, to manage the balance deposited by their customers.
* Similarly, customers, at any time, are able to manage the wealth they have deposited within their deposit account.
* Your customers are also able to delete their accounts, as long as their account balance is zero and they do not have an active loan.

Please, make sure you communicate your bank's terms of service, before inviting players to create a deposit account.

== Commands ==

Once you have access to your bank, you will able to use the following commands:
{| class="wikitable"
!'''Commands'''
!Description
|-
|/pbank deposit <amount>
|Deposits the amount to the bank
|-
|/pbank withdraw <amount>
|Withdraws the amount from the bank
|-
|/pbank invite <username>
|Lets you invite a player to open a deposit account within your bank
|-
|/pbank balance
|Lets you check your bank's balance
|-
|/pbank menu
|Lets you open the bank's menu system
|}

Your customers, having a deposit account in your bank, will be able to use the following commands:
{| class="wikitable"
!Commands
!Description
|-
|/paccount menu
|Lets you open the account's menu system
|-
|/paccount deposit <amount>
|Deposits the amount to your account
|-
|/paccount withdraw <amount>
|Withdraws the amount from your account
|-
|/paccount balance
|Lets you check your account's balance
|-
|/paccount create
|Accepts a pending request to create a deposit account
|-
|/paccount loan
|Accepts a pending loan offer
|}

== Loan Management ==
Loans are a key feature of the PrivateBanks plugin, allowing bank owners to extend credit to their customers. Here’s how the loan process works:

- '''Offering a Loan''': Bank owners can offer loans through the bank's menu system. To initiate a loan offer, navigate to the menu and select an active deposit account within your bank. You will then set the terms of the loan, including the interest rate (ranging from 0.1% to 30%) and the repayment period (from 1 to 5 weeks).

- '''Loan Acceptance''': When a loan offer is made, the targeted user will receive a notification asking them to accept or ignore the loan offer. If the user wishes to accept the loan, they can do so by using the command /paccount loan. Upon acceptance, the loan amount will be automatically transferred to the user's account.

- '''Repayment''': The loan must be repaid by the end of the agreed duration. Repayment is automatically handled: the due amount will be deducted from the user's account balance. If the balance is insufficient at the due date, the plugin will continue to automatically deduct partial payments every time the user joins the game, until the full amount is repaid.

This system ensures that bank owners can safely offer loans while providing players with an automated method to manage their debts. Loans can be deleted by the bank owner, through the in-game menu in the "View Loans" page, or by admins.

== Savings Accounts Interests ==
Banks can decide to pay a flat fee of interests to the accounts in their bank, on a daily basis.

The command to set your interest rate is /pbank interest <amount>

The amount you have specified in the command will be paid to all your accounts, once per day.

Your customers will receive an in-game mail upon successful payment and the bank owner will be also notified.

PrivateBanks

2024-05-05T17:32:46Z

Ancastal:

PrivateBanks is the plugin that allows you to create and manage virtual banks and accounts within the game, making the economy system more engaging and complex. PrivateBanks features the ability to automatically manage interest payments to your bank's customers and to provide loans, at the interest rate you choose, to be repaid on your configurable deadline date.

== Description ==

* A Personal Bank needs to be created by the Economy Minister, upon successful registration of your bank company.
* Once you have a bank, you can invite players to open a deposit account in your bank, pay them daily interests or offer them loans.
* Bank owners are able, at any given time, to manage the balance deposited by their customers.
* Similarly, customers, at any time, are able to manage the wealth they have deposited within their deposit account.
* Your customers are also able to delete their accounts, as long as their account balance is zero and they do not have an active loan.

Please, make sure you communicate your bank's terms of service, before inviting players to create a deposit account.

== Commands ==

==== Once you have access to your bank, you will able to use the following commands: ====
{| class="wikitable"
!'''Commands'''
!Description
|-
|/pbank deposit <amount>
|Deposits the amount to the bank
|-
|/pbank withdraw <amount>
|Withdraws the amount from the bank
|-
|/pbank invite <username>
|Lets you invite a player to open a deposit account within your bank
|-
|/pbank balance
|Lets you check your bank's balance
|-
|/pbank menu
|Lets you open the bank's menu system
|}

===== Your customers, having a deposit account in your bank, will be able to use the following commands: =====
{| class="wikitable"
!Commands
!Description
|-
|/paccount menu
|Lets you open the account's menu system
|-
|/paccount deposit <amount>
|Deposits the amount to your account
|-
|/paccount withdraw <amount>
|Withdraws the amount from your account
|-
|/paccount balance
|Lets you check your account's balance
|-
|/paccount create
|Accepts a pending request to create a deposit account
|-
|/paccount loan
|Accepts a pending loan offer
|}

== Loan Management ==
Loans are a key feature of the PrivateBanks plugin, allowing bank owners to extend credit to their customers. Here’s how the loan process works:

- '''Offering a Loan''': Bank owners can offer loans through the bank's menu system. To initiate a loan offer, navigate to the menu and select an active deposit account within your bank. You will then set the terms of the loan, including the interest rate (ranging from 0.1% to 30%) and the repayment period (from 1 to 5 weeks).

- '''Loan Acceptance''': When a loan offer is made, the targeted user will receive a notification asking them to accept or ignore the loan offer. If the user wishes to accept the loan, they can do so by using the command /paccount loan. Upon acceptance, the loan amount will be automatically transferred to the user's account.

- '''Repayment''': The loan must be repaid by the end of the agreed duration. Repayment is automatically handled: the due amount will be deducted from the user's account balance. If the balance is insufficient at the due date, the plugin will continue to automatically deduct partial payments every time the user joins the game, until the full amount is repaid.

This system ensures that bank owners can safely offer loans while providing players with an automated method to manage their debts. Loans can be deleted by the bank owner, through the in-game menu in the "View Loans" page, or by admins.

== Savings Accounts Interests ==
Banks can decide to pay a flat fee of interests to the accounts in their bank, on a daily basis.

The command to set your interest rate is /pbank interest <amount>

The amount you have specified in the command will be paid to all your accounts, once per day.

Your customers will receive an in-game mail upon successful payment and the bank owner will be also notified.

PrivateBanks

2024-05-05T17:32:36Z

Ancastal:

PrivateBanks is the plugin that allows you to create and manage virtual banks and accounts within the game, making the economy system more engaging and complex. PrivateBanks features the ability to automatically manage interest payments to your bank's customers and to provide loans, at the interest rate you choose, to be repaid on your configurable deadline date.

== Description ==

* A Personal Bank needs to be created by the Economy Minister, upon successful registration of your bank company.
* Once you have a bank, you can invite players to open a deposit account in your bank, pay them daily interests or offer them loans.
* '''Bank owners''' are able, at any given time, to manage the balance deposited by their customers.
* Similarly, customers, at any time, are able to manage the wealth they have deposited within their deposit account.
* Your customers are also able to delete their accounts, as long as their account balance is zero and they do not have an active loan.

Please, make sure you communicate your bank's terms of service, before inviting players to create a deposit account.

== Commands ==

==== Once you have access to your bank, you will able to use the following commands: ====
{| class="wikitable"
!'''Commands'''
!Description
|-
|/pbank deposit <amount>
|Deposits the amount to the bank
|-
|/pbank withdraw <amount>
|Withdraws the amount from the bank
|-
|/pbank invite <username>
|Lets you invite a player to open a deposit account within your bank
|-
|/pbank balance
|Lets you check your bank's balance
|-
|/pbank menu
|Lets you open the bank's menu system
|}

===== Your customers, having a deposit account in your bank, will be able to use the following commands: =====
{| class="wikitable"
!Commands
!Description
|-
|/paccount menu
|Lets you open the account's menu system
|-
|/paccount deposit <amount>
|Deposits the amount to your account
|-
|/paccount withdraw <amount>
|Withdraws the amount from your account
|-
|/paccount balance
|Lets you check your account's balance
|-
|/paccount create
|Accepts a pending request to create a deposit account
|-
|/paccount loan
|Accepts a pending loan offer
|}

== Loan Management ==
Loans are a key feature of the PrivateBanks plugin, allowing bank owners to extend credit to their customers. Here’s how the loan process works:

- '''Offering a Loan''': Bank owners can offer loans through the bank's menu system. To initiate a loan offer, navigate to the menu and select an active deposit account within your bank. You will then set the terms of the loan, including the interest rate (ranging from 0.1% to 30%) and the repayment period (from 1 to 5 weeks).

- '''Loan Acceptance''': When a loan offer is made, the targeted user will receive a notification asking them to accept or ignore the loan offer. If the user wishes to accept the loan, they can do so by using the command /paccount loan. Upon acceptance, the loan amount will be automatically transferred to the user's account.

- '''Repayment''': The loan must be repaid by the end of the agreed duration. Repayment is automatically handled: the due amount will be deducted from the user's account balance. If the balance is insufficient at the due date, the plugin will continue to automatically deduct partial payments every time the user joins the game, until the full amount is repaid.

This system ensures that bank owners can safely offer loans while providing players with an automated method to manage their debts. Loans can be deleted by the bank owner, through the in-game menu in the "View Loans" page, or by admins.

== Savings Accounts Interests ==
Banks can decide to pay a flat fee of interests to the accounts in their bank, on a daily basis.

The command to set your interest rate is /pbank interest <amount>

The amount you have specified in the command will be paid to all your accounts, once per day.

Your customers will receive an in-game mail upon successful payment and the bank owner will be also notified.

Commonly used commands

2024-05-05T17:29:38Z

Ancastal: /* Fishing Commands */

== Area Shop Region Commands ==
{| class="wikitable"
|+
!Command (do not include [] while using in game)
!Use
|-
|/as addfriend [username] [regioname]
|Gives permission to another player to break/add blocks to your region
|-
|/as delfriend [username] [regioname]
|Removes permission from another player to break/add blocks on your region
|-
|/as me
|Shows what regions you currently own/rent/ or are added to
|-
|/as info region
|Shows information on the region you are currently standing on
|-
|/as info region [regionname]
|Shows information on the region specified
|-
|/as buy
|Buys the region you are currently standing on
|-
|/as buy [regionname]
|Buys region specified
|-
|/as sell
|Sells the region you are currently standing on back to BC gov
|-
|/as sell [regionname]
|Sells the region specified back to BC gov
|-
|/as rent
|Rents region or adds time to rent region you are standing on
|-
|/as rent [regionname]
|Rents region or adds time to rented region specified
|-
|/as unrent
|Unrents region you are standing on and refunds 90% of the value of the remaining time of rent from landlord
|-
|/as unrent [regionname]
|Unrents region specified and refunds 90% of the value of the remaining time of rent from landlord
|-
|/as resell [price]
|Puts the region you are standing on up for sale for a specified price
|-
|/as resell [price] [regionname]
|Puts the region you specified up for sale for a specified price
|-
|/as stopresell
|Stops region you are standing on from being up for sale
|-
|/as stopresell [regionname]
|Stops region specified from being up for sale
|-
|/as info forsale
|Lists regions currently up for sale (note: regions that begin with a player name are found in the wild)
|}

== Economic Commands ==
{| class="wikitable"
|+
!Command (do not include [ ] while using in game)
!Use
!Aliases
|-
|/balance
|Checks your current balance in [[Kruna|Krunas]]
|/bal, /money
|-
|/balancetop [page]
|Displays the wealthiest players on the server
|/baltop
|-
|/pay [player] [amount]
|Pays the player that amount of money
|
|-
|/find [item]
|Locates chest shops with the item you are looking for
|
|-
|/offlinepay [player]
|Pays a player if they are offline
|
|-
|
|
|
|}

== Chest Commands ==
{| class="wikitable"
|+
!Command (do not include [ ] when using in game)
!Use
!Aliases
|-
|/lock
|Locks chests, furnaces, hoppers, and other accessible blocks
|/bolt lock
|-
|/unlock
|Unlocks a chest or accessible block you own
|/bolt unlock
|-
|/bolt edit [add/remove] [player]
|Edits protection or adds/removes players
|
|-
|/chestsearch [item]
|Displays the coordinates of any chest you own that contains the specified item
|
|}
== Inventory & Crafting Commands ==
{| class="wikitable"
|+
!Command (do not include [ ] while using in game)
!Use
!Aliases
|-
|/disposal
|Opens a disposal menu that allows you to '''permanently''' dispose of any item in your inventory
|
|-
|/recipe [item]
|Shows a crafting recipe for the specified item
|
|-
|}
== Reward Commands ==
{| class="wikitable"
|+
!Command (do not include [ ] while using in game)
!Use
!Aliases
|-
|/rewards
|Allows you to claim your daily reward
|/rws, /reward
|-
|/crate preview [crate]
|Shows a preview of items available in the specified crate
|
|-
|/crate claim
|Allows you to claim crates that couldn't have been added to your inventory before
|
|-
|}
== Fishing Commands ==
{| class="wikitable"
|+
!Command (do not include [ ] while using in game)
!Use
!Aliases
|-
|/emf toggle
|Switches between catching the custom and the regular fish
|
|-
|/emf top
|Displays the top score of the Fishing Contest that you are a part of
|
|-
|}

== Bank Commands ==

==== Once you have access to a bank, you will able to use the following commands: ====
{| class="wikitable"
!'''Commands'''
!Description
|-
|/pbank deposit <amount>
|Deposits the amount to the bank
|-
|/pbank withdraw <amount>
|Withdraws the amount from the bank
|-
|/pbank invite <username>
|Lets you invite a player to open a deposit account within your bank
|-
|/pbank balance
|Lets you check your bank's balance
|-
|/pbank menu
|Lets you open the bank's menu system
|}

===== Players, owning a deposit account within a bank, will be able to use the following commands: =====
{| class="wikitable"
!Commands
!Description
|-
|/paccount menu
|Lets you open the account's menu system
|-
|/paccount deposit <amount>
|Deposits the amount to your account
|-
|/paccount withdraw <amount>
|Withdraws the amount from your account
|-
|/paccount balance
|Lets you check your account's balance
|-
|/paccount create
|Accepts a pending request to create a deposit account
|-
|/paccount loan
|Accepts a pending loan offer
|}
[[Category:Guides]]

PrivateBanks

2024-05-05T17:28:40Z

Ancastal: /* Commands */

PrivateBanks is the plugin that allows you to create and manage virtual banks and accounts within the game, making the economy system more engaging and complex. PrivateBanks features the ability to automatically manage interest payments to your bank's customers and to provide loans, at the interest rate you choose, to be repaid on your configurable deadline date.

A Personal Bank needs to be created by the Economy Minister, upon successful registration of your bank company. Once you have a bank, you can invite players to open a deposit account in your bank, pay them daily interests or offer them loans.

'''Bank owners''' are able, at any given time, to manage the balance deposited by their customers. Similarly, customers, at any time, are able to manage the wealth they have deposited within their deposit account.

Please, make sure you communicate your bank's terms of service, before inviting players to create a deposit account.

Your customers are also able to delete their accounts, as long as their account balance is zero and they do not have an active loan.

== Commands ==

==== Once you have access to your bank, you will able to use the following commands: ====
{| class="wikitable"
!'''Commands'''
!Description
|-
|/pbank deposit <amount>
|Deposits the amount to the bank
|-
|/pbank withdraw <amount>
|Withdraws the amount from the bank
|-
|/pbank invite <username>
|Lets you invite a player to open a deposit account within your bank
|-
|/pbank balance
|Lets you check your bank's balance
|-
|/pbank menu
|Lets you open the bank's menu system
|}

===== Your customers, having a deposit account in your bank, will be able to use the following commands: =====
{| class="wikitable"
!Commands
!Description
|-
|/paccount menu
|Lets you open the account's menu system
|-
|/paccount deposit <amount>
|Deposits the amount to your account
|-
|/paccount withdraw <amount>
|Withdraws the amount from your account
|-
|/paccount balance
|Lets you check your account's balance
|-
|/paccount create
|Accepts a pending request to create a deposit account
|-
|/paccount loan
|Accepts a pending loan offer
|}

== Loan Management ==
Loans are a key feature of the PrivateBanks plugin, allowing bank owners to extend credit to their customers. Here’s how the loan process works:

- '''Offering a Loan''': Bank owners can offer loans through the bank's menu system. To initiate a loan offer, navigate to the menu and select an active deposit account within your bank. You will then set the terms of the loan, including the interest rate (ranging from 0.1% to 30%) and the repayment period (from 1 to 5 weeks).

- '''Loan Acceptance''': When a loan offer is made, the targeted user will receive a notification asking them to accept or ignore the loan offer. If the user wishes to accept the loan, they can do so by using the command /paccount loan. Upon acceptance, the loan amount will be automatically transferred to the user's account.

- '''Repayment''': The loan must be repaid by the end of the agreed duration. Repayment is automatically handled: the due amount will be deducted from the user's account balance. If the balance is insufficient at the due date, the plugin will continue to automatically deduct partial payments every time the user joins the game, until the full amount is repaid.

This system ensures that bank owners can safely offer loans while providing players with an automated method to manage their debts. Loans can be deleted by the bank owner, through the in-game menu in the "View Loans" page, or by admins.

== Savings Accounts Interests ==
Banks can decide to pay a flat fee of interests to the accounts in their bank, on a daily basis.

The command to set your interest rate is /pbank interest <amount>

The amount you have specified in the command will be paid to all your accounts, once per day.

Your customers will receive an in-game mail upon successful payment and the bank owner will be also notified.

PrivateBanks

2024-05-05T17:22:13Z

Ancastal: Created page with "PrivateBanks is the plugin that allows you to create and manage virtual banks and accounts within the game, making the economy system more engaging and complex. PrivateBanks features the ability to automatically manage interest payments to your bank's customers and to provide loans, at the interest rate you choose, to be repaid on your configurable deadline date. A Personal Bank needs to be created by the Economy Minister, upon successful registration of your bank compa..."

PrivateBanks is the plugin that allows you to create and manage virtual banks and accounts within the game, making the economy system more engaging and complex. PrivateBanks features the ability to automatically manage interest payments to your bank's customers and to provide loans, at the interest rate you choose, to be repaid on your configurable deadline date.

A Personal Bank needs to be created by the Economy Minister, upon successful registration of your bank company. Once you have a bank, you can invite players to open a deposit account in your bank, pay them daily interests or offer them loans.

'''Bank owners''' are able, at any given time, to manage the balance deposited by their customers. Similarly, customers, at any time, are able to manage the wealth they have deposited within their deposit account.

Please, make sure you communicate your bank's terms of service, before inviting players to create a deposit account.

Your customers are also able to delete their accounts, as long as their account balance is zero and they do not have an active loan.

== Commands ==
Once you have access to your bank, you will able to use the following commands:

* /pbank menu -- opens your bank's menu system.
* /pbank deposit <amount> -- deposits the amount to the bank.
* /pbank withdraw <amount> -- withdraws the amount from the bank.
* /pbank balance -- lets you check your bank's balance.
* /pbank invite <username> -- lets you invite another player to open a deposit account in your bank.

Your customers, having a deposit account in your bank, will be able to use the following commands:

* /paccount menu -- opens your account's menu system.
* /paccount deposit <amount> -- deposits the amount to your account.
* /paccount withdraw <amount> -- withdraws the amount from your account.
* /paccount balance -- lets you check your account's balance.

== Loan Management ==
Loans are a key feature of the PrivateBanks plugin, allowing bank owners to extend credit to their customers. Here’s how the loan process works:

- '''Offering a Loan''': Bank owners can offer loans through the bank's menu system. To initiate a loan offer, navigate to the menu and select an active deposit account within your bank. You will then set the terms of the loan, including the interest rate (ranging from 0.1% to 30%) and the repayment period (from 1 to 5 weeks).

- '''Loan Acceptance''': When a loan offer is made, the targeted user will receive a notification asking them to accept or ignore the loan offer. If the user wishes to accept the loan, they can do so by using the command /paccount loan. Upon acceptance, the loan amount will be automatically transferred to the user's account.

- '''Repayment''': The loan must be repaid by the end of the agreed duration. Repayment is automatically handled: the due amount will be deducted from the user's account balance. If the balance is insufficient at the due date, the plugin will continue to automatically deduct partial payments every time the user joins the game, until the full amount is repaid.

This system ensures that bank owners can safely offer loans while providing players with an automated method to manage their debts. Loans can be deleted by the bank owner, through the in-game menu in the "View Loans" page, or by admins.

== Savings Accounts Interests ==
Banks can decide to pay a flat fee of interests to the accounts in their bank, on a daily basis.

The command to set your interest rate is /pbank interest <amount>

The amount you have specified in the command will be paid to all your accounts, once per day.

Your customers will receive an in-game mail upon successful payment and the bank owner will be also notified.